Business And Commercial Insurance

We offer the best rates on top-rated business and commercial insurance. Get a free quote now!

No matter where you operate or the industry you find yourself working in, your business is always subject to potential risks that have the ability to cause serious damage and it is imperative that you have the correct business coverage for your large, medium, or small business.

For this very reason, to put your mind at ease from the risks, Sky Aviation Insurance Services is here to offer you a wide range of business insurance options, which are designed by our experts to identify and mitigate those risks and reduce your business liability.

Contact us today to get a free quote for your business insurance coverages. With our 5-star customer satisfaction ratings, our insurance company will not disappoint in finding you the best coverage to protect your business, employees, and business products to allow you to operate with peace of mind.

What is Business Insurance and Commercial Insurance?

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Business insurance (which is also known as Commercial Insurance) is a product that protects small businesses and small business owners, as well as other sized businesses from unforeseen problems which can potentially damage them.

Just like every individual needs insurance for health, home, or life, it is important for businesses to be insured, and such coverage is called business insurance for that company.

What is a Business Owners Policy?

This is a package that covers all major property and specific risks in one fell swoop, known as a business insurance policy.

A business owner policy combines the basic coverages into a business owners policy that a business owner is going to need under one umbrella bundle.

Most typical business insurance coverage will protect you from property damage, property loss, and liability.

What is Small Business Owners Insurance and What Does It Cover?

Small business insurance is usually also called commercial insurance. The most prevalent small-business coverage is the Business owners policy (BOP). Business owners’ insurance policies usually come in three forms: business property coverage, general liability insurance coverage, and business income coverage.

Commercial insurance policies usually cover the following: Business property coverage. This will protect your business from damage or loss of equipment, machinery and other items that are needed to run the business.

The Insurance Company That Businesses Trust

We are a leading provider in the Commercial & Business Insurance Industry providing the right coverage to our clients to insure themselves, their employees, and their property.

We love to answer your questions so contact us today to get a free no-obligation quote.

Commercial Insurance Products We Offer

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Business Property Insurance

Current and new business owners policies usually include commercial property coverage that covers the infrastructure of your company against any sorts of hazards, such as a fire breaking out in your business and the commercial property coverage would cover the repair costs of the company and the business owners general property.

General Liability Protection

General liability insurance may help to pay for the injured party’s medical costs if a visitor or a customer gets injured on your business premises and you’re found liable.

It’s worth noting that most company insurance policies consider general liability coverage to be critical.

Also, for small and medium-sized business owners, this type of owners general liability insurance may also help to cover the legal costs if the business is taken over to a court over an unfortunate accident.

You’ll want to consider this type of small-business insurance or insurance general liability coverage especially if you operate a commercial establishment in a shopping mall or a similar public space, in which it’s difficult to control the behavior of those passing through.

Contact a general liability professional for help on a quote for a policy that is tailored to your company and get covered today before it’s too late!

Business Income Insurance

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This sort of policy coverage covers the income and expenses you may have lost as a result of a covered risk that has occurred to your company.

It’s critical to understand that the hazard must be covered by the company’s policy.

Business income insurance will protect your business if it suffers a loss and is forced to shut down, as might be the case after a fire destroys the building in which the company operates.

Commercial Auto Protection

Business owners have vehicles to run their business on and for that reason, it is always a good idea to have your vehicles insured with commercial auto insurance.

This is also sometimes called business auto insurance. A commercial auto coverage policy will help to pay for repairs for your vehicles or a driver’s medical bills in case of an accident.

In a commercial auto insurance policy, you’ll get two liability insurances packed and those are bodily injury liability and property damage liability coverage.

The bodily injury liability coverage in commercial auto policies will help to pay for the claim of medical bills of an injured person in case you’re held responsible for someone’s injuries.

Let us get you help! It only takes a few minutes to get a free commercial auto insurance quote from us. 

Professional Liability Insurance Coverage

To get professional liability insurance, professionals that give advice and/or offer professional services to others may be required to have professional liability insurance.

The professions that may adopt for professional liability insurance are as follows

  • Occupational therapy
  • Computer analysis
  • Journalism
  • Psychotherapy
  • Real estate
  • Medicine
  • Dentistry
  • Law
  • Accounting
  • Advertising
  • Financial planning

Cyber Insurance Liability

Our cyber liability insurance policy helps you to file claim if need and to be protected incase of computer-related attacks, such as phishing, malware, ransomware, or if a laptop that contains confidential information gets stolen.

Employment Practices Liability Insurance

This policy protects business owners or businesses against claims that are related to sexual harassment, wrongful termination, and employment discrimination.

Workers Compensation Insurance

A workers compensation insurance policy helps your business to be protected from claims against your business by your workers or employees.

Workers compensation insurance provides medical care, disability, and rehabilitation benefits for workers who are either injured or killed during work.

Liquor Liability Insurance

Liquor liability insurance is a commercial property and casualty policy that provides coverage for liquor-related accidents and injuries.

Such policies offer coverage to bars, restaurants, and other businesses selling alcoholic drinks.

The Commercial Property & Casualty Insurance market can be extremely complex therefore it is very important to use the services of qualified professionals in the industry.

Commercial property insurances

Building – this includes coverage for the building structure itself along with its exterior walls and foundation.

Furniture – this will provide coverage for the furniture that is currently in use as well as those that are newly bought and not added to the structure.

Business Personal Property – such commercial property insurance policies include coverage for office equipment, computers and monitors, telephones, and other materials inside of your business.

Computer Equipment – any accessories used with a computer such as keyboards, printers, scanners, and speakers.

Electronic Data – this type of commercial property insurance policy covers damage to electronic data that is caused by the covered causes of loss.

Valuable Papers and Records – these commercial insurance policies provide coverage for any valuable papers and records kept in your business that could be damaged by various risks.

Employee Dishonesty – this policy covers damage against employees who have committed fraud.

Accounts Receivable – this type of commercial property insurance policy can cover your business against losses that are caused due to the actions of your customers when they fail to pay their bills.

Property Insurance For Businesses

How much does small business insurance cost?

The cost of a small business insurance coverage policy quote depends on many factors such as what kind of company or business you’re in and are insuring, the types of coverage you choose, and the deductibles and individual coverage limits you select for each insurance.

Contact us today to help get you acquainted with our business insurance products and allow us to ascertain the best one for you and find out why we are one of the best insurance companies out there.

Get Your No-Obligation Business Insurance Policy Quote Today

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